
Before getting a learners permit, make a call to your insurance professional
Your agent or rep can clearly explain the costs involved in insuring a teenage driver. The good news is, as your teenager gets older, insurance rates will drop—providing he or she has a good driving record. Therefore…Involve your teen in the car insurance discussion
From the outset, it’s important to talk to your kid about the relationship between driving a car and the attendant responsibilities, including insurance costs. Explain and reinforce driving safety tips and the serious consequences of driving infractions or accidents, including increasing the cost of insurance.Encourage positive behaviors
Auto insurers offer discounts or reduced premiums to:- Students who maintain at least a “B” average in school
- Teens who take a recognized driver training course
- College students who attend school at least 100 miles away from home and don’t bring their car to campus